bankESB | Original Personal Checking | Hometown Financial Group

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Personal Checking

Get $200¹
to enjoy life’s
little moments.

Open An Account

Open a FREE Get Real checking
account that works for you

FREE mobile banking with touch ID and mobile check deposit

FREE online banking and bill pay

FREE of monthly service charges

UNLIMITED ATM refunds²

PLUS, earn up to $200 when you open a new checking account

Member FDIC Member DIF NMLS #: 405477

1 Special offer is for opening a Basic, Get Real, or Premier Checking account. Minimum balance to open Basic Checking or Get Real is $10. For Premier Checking: minimum balance to open is $100, and as of 6/1/2020, the Annual Percentage Yield (APY) is .02% for accounts with a minimum daily balance of $.01-$24,999.99, .05% for accounts with a minimum daily balance of $25,000-$49,999.99, .10% for accounts with a minimum daily balance of $50,000-$99,999.99, .12% for accounts with a minimum daily balance of $100,000-$999,999.99 and .15% for accounts with a minimum daily balance of $1,000,000 or more. Minimum daily balance to earn stated APY is $.01. Fees could reduce earnings on accounts. Rates offered are subject to change without notice. $100 promotional offer is for opening a personal checking account and activating direct deposit (of at least $25) or signing up for online banking and conducting 5 debit card transactions using your debit card within the first 60 days of account opening ($100 will be credited to the account by the last day of the statement cycle following the 60th day the account has been open). $50 promotional offer is for making 5 bill payments using online banking and enrolling in eStatements within 60 days of account opening ($50 will be credited to the account by the last business day of the statement cycle following the 60th day the account has been open). Minors (anyone under the age of 18) are not eligible for Online Bill Pay. $50 loyalty bonus will be paid after the account has been open for 12 months ($50 will be credited to the account by the last day of the bill cycle following the 365th day the account has been open). Bonuses for new checking account customers and limited to one account per customer. Bonus payouts may be 1099 reportable. Account must be in good standing and have a positive balance at the time the bonus is paid. May not be combined with other promotional offers. This is a limited time offer and subject to change without notice.

2 For Get Real Checking: Other bank ATM surcharge fees that are charged to the account during current statement cycle will be refunded on the last business day of the current statement cycle. Not responsible for surcharges or fees imposed by other banks, ATM operators and/or networks based outside of the continental United States, Alaska, Hawaii or U.S. Territories. Accounts closed or changed to another product during statement cycle will not receive a refund of other banks’ ATM surcharge fees.